Illuminate your
financial future
with Nova Trust
Trusted by millions worldwide, Nova Trust Bank delivers unmatched security, global accessibility, and award-winning microfinance services. Join a legacy of financial empowerment.
Active Customers
Assets under management
Countries Served
Premium Support
Complete microfinance ecosystem
From everyday savings to enterprise credit solutions — tailored microfinance services backed by decades of expertise.
Premium Checking
$0 monthly fees, early direct deposit, overdraft protection, and a complimentary virtual debit card.
High-Yield Savings
5.20% APY on every dollar. Automated savings goals and no minimum balance requirements.
Micro-Wealth & Enterprise
Personalized investment portfolios, micro-business capitalization, and expert advisory services.
Account Features Side-by-Side
| Account Tier | Interest Rate (APY) | Monthly Fee | Minimum Balance | ATM Network | Debit Card Tier |
|---|---|---|---|---|---|
| Premium Checking | 0.10% | $0 | $0 | Unlimited Free | Visa Platinum (Debit) |
| High-Yield Savings | 5.20% | $0 | $0 | 6 withdrawals/mo | Instant Virtual Card |
| Micro-Wealth & Enterprise | Up to 18.5%* | 0.25% advisory | $5,000 | Free Worldwide | Visa Infinite (Metal) |
Your money, working harder
Nova Trust's intelligent savings tools automatically round up purchases and invest the difference. Smart, effortless growth.
Frequently Asked Questions
High-Yield Earnings Calculator
Watch your savings grow with Nova Trust's market-leading 5.20% APY. Compounded monthly, paid out daily.
Adjust Your Savings
Smart Loans & Premium Cards
From micro-business capitalization to tailored asset financing with instant pre-approval. Nova Trust credit cards offer unlimited rewards, lounge access, and zero foreign transaction fees.
- Micro & personal loans up to $100k, instant decision
- Commercial financing rates from 3.2% APR (fixed)
- Nova Trust Black Card: 10x rewards, no FX fees
SME Capital Loans
Fast-track business capital
Commercial Asset Credit
Instant approval, low APR
Property & Mortgage Refi
Digital 15-min process
Agri & Eco-Loans
Special rates for sustainable enterpriseChoose Your Nova Trust Card
Nova Trust Visa® Infinite Black
Comprehensive travel insurance, zero foreign transaction fees, 24/7 concierge assistance, and 10x points back.
Nova Trust Visa® Signature Gold
3x points on everyday purchases, dining out, and operational costs. Plus a 1.5% baseline cashback.
Nova Trust Visa® Preferred Blue
Unlimited 1.5% cashback on all spending categories. Complimentary cell phone protection plans, and zero annual fees.
Loan Installment Estimator
Estimate monthly amortizations and total interest costs in real-time.
Configure Your Loan
Global recognition & awards
Celebrating excellence in microfinance, financial inclusion, and customer satisfaction worldwide.
Best MicroFinance Bank 2024
Global Finance Awards
🏆 WinnerOutstanding Cybersecurity
The Banker's Prize
🔒 ExcellenceBest Customer Experience
Forbes 2024
⭐ Top RatedMost Trusted Financial Institution
World Finance 2023
🌍 GlobalJourney of Financial Empowerment
$14 Billion in AUM & AI Integration
Surpassed $14 Billion in Assets under Management (AUM) and successfully launched our automated AI credit scoring and portfolio rebalancer.
Global MicroFinance Award
Named "Best MicroFinance Bank" by Global Finance and rated #1 for customer support experiences by Forbes Financial Awards.
1 Million Active Accounts
Celebrated our millionth active account holder and reached a milestone of $5 Billion in micro-loans and deposits.
Nova Trust Foundation
Established Nova Trust Bank with a vision to deliver secure, accessible, digital-first microfinance solutions with zero hidden fees.
Press Highlights
"Nova Trust Bank has redefined digital checking and inclusive credit. By eliminating hidden monthly maintenance fees and offering a premium 5.20% APY savings tier, they have set a new standard."
"Nova Trust's growth is a testament to digital consumer demand. By prioritizing high-grade encryption systems and accessible micro-loans, they have won both customer confidence and industry trust."
"A masterclass in modern digital microfinance architecture. Nova Trust's multi-party computation integrations ensure that transactions remain private, secure, and compliance-approved at all levels."
Trusted by over a million customers
Real stories from our global community
“Nova Trust has been my partner for over a decade. Their financial support for my enterprise is impeccable, and the digital platform is seamless.”
Entrepreneur
“Their loan team made securing micro-financing for my business expansion a breeze. Competitive rates and transparent process. Nova Trust delivers.”
SME Owner
“The savings account rates are unbeatable. Plus, their customer support resolved my account query in minutes. Truly world-class.”
Financial Analyst
“The APIs and quick transfer pathways are top-tier. I managed to integrate my business accounting tools with my Nova Trust account in less than an hour.”
Tech Lead
“I've always been nervous about online banking, but Nova Trust's simple and clean interface makes it easy. Support walked me through configuring early direct deposits.”
Retired Teacher
“The business checking cashback and low-cost micro-credit have saved us thousands. Highly recommend for any startup looking to stretch their capital.”
Restaurant Owner
Share Your Nova Trust Experience
We value our customer feedback. Submit your review below.
Bank-grade security & absolute trust
Your assets are protected by military-grade encryption, biometric authentication, and 24/7 fraud monitoring. Nova Trust operates with full regulatory compliance and transparent policies.
Face ID & Fingerprint
Bank-level encryption
Instant notifications
Fraud protection
Your security, our promise
Nova Trust Bank has been safeguarding customer assets since 2008. Join millions who trust us daily.
Secure AccessRegulatory & Security Compliance
NDIC Insured
Insured by the Nigeria Deposit Insurance Corporation to safeguard your funds securely.
MPC Cryptography
Multi-Party Computation split-key signatures protect balances and transaction security.
256-bit SSL
Transport Layer Security (TLS) ensures all communication links are private and encrypted.
SOC2 Type II
Rigorously audited by third-party systems to ensure total operational and data integrity.
Security Guidelines & Safety Tips
Ready to illuminate your future?
Join over 2.5 million customers who trust Nova Trust Bank with their financial journey.